A little confused

I have read the install instructions, searched the forums, scratched my head a few times, loaded files to server 4 times, well you get the picture. Everything I have installed on remote servers have had a newbie button to config the install. I guess my problem lies with, what happens after I load the files to my server via ftp, by going to admin/install.php it asks for user password, sorry but I am stuck, even after changing it in admin/config it does not work, how do I make the intial install connect to everything. BTW:: searching for 2 months for something like this and you have the only program out there with a robust feature zone. Looks great would like to get installed so I can "dig around"